Decision to make

 I have a Target MasterCard. It's handy to have an extra credit card, especially given how regularly the Visa I carry seems to get breached. 

One of the tiny perks of it is a 5% cashback on purchases made at Target. I hadn't really done anything about this and the money built up for well over a year. I recently cashed it in for a "Target Gift Card."

It's a bit over $200.

So, now I have a decision to make:

1. Do I go and just do a giant stock-up trip, buying non perishables and stuff like paper towels on the grounds that (some people I know are saying) bad economic times are coming and maybe somehow 15 cans of black beans and a lot of assorted dried fruit and a megapack of TP will help me weather it better?

2. Do I donate it to charity, if a charity can use it? There are a LOT of people hurting worse than I am and it's basically found money?

3. Do I use it for some house upgrade stuff? I could use at least one more good floor lamp,. and if I could figure out good places to put them, some more bookcases so I could unload the books I have stored in totes so I can actually SEE them?

4. Do I hang on to it for now and use it in the summer, when I have less money coming in? (Except: I am teaching one class this summer and so will have a bit more than typically?

I'm still not sure. I admit I'm leaning towards #3 - I would love to have a couple more inexpensive bookshelves, and I could very much use another floor lamp either in my bedroom or the sewing room. 

I admit the thought also crossed my mind of just blowing it on goofy stuff, fun soap and Rainbow High dolls and things like that but....nah, I don't think so.